FORM NL-7-OPERATING EXPENSES SCHEDULE
Name of the Insurer:  GENERAL INSURANCE CORPORATION OF INDIA
OPERATING EXPENSES RELATED TO INSURANCE BUSINESS					(` '000)
	PARTICUALRS	For the Three Months ending 31.12.2018	Up to the Nine Months ending 31.12.2018	For the corresponding Three months of the preceeding year	Up to the corresponding Nine months of the prceeding year
1	Employees’ remuneration & welfare benefits	338 316	893 155	185 845	697 145
2	Travel, conveyance and vehicle running expenses	23 775	53 997	22 896	66 580
3	Training expenses	7 174	12 190	3 207	11 362
4	Rents, rates & taxes	16 148	48 167	13 829	43 328
5	Repairs	60 227	164 824	40 757	134 570
6	Printing & stationery	1 418	2 468	1 475	2 544
7	Communication	4 373	11 736	3 991	12 892
8	Legal & professional charges	22 352	55 847	24 344	51 161
9	Auditors' fees, expenses etc	0		0
	(a) as auditor	1 235	5 094	526	4 254
	(b) as adviser or in any other capacity, in respect of
	(i) Taxation matters	0	0	0	0
	(ii) Insurance matters
	(iii) Management services; and
	(c)   in any other capacity	0	0	0	14
10	Advertisement and publicity	60 221	90 338	32 625	54 457
11	Interest & Bank Charges	8 026	24 873	7 559	14 877
12	IT Expenses	19 547	142 774	29 630	100 782
13	Depreciation	36 970	93 607	19 190	55 409
14	Service Tax A/C	0	0	2 329	16 975
15	Swachh Bharat Cess	0	0	0	691
16	Others	111 486	290 827	125 259	270 185
	TOTAL	711 268	1889 897	513 462	1537 226
Note: Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.